Travel Insurance

Don't Leave Home Without it!

We understand that when you’re traveling, you don’t want to worry about a thing. But events happen, even to the well-prepared travelers. You may have to cancel your trip at the last minute to tend to a family emergency. You may need medical assistance when you’re away. Your baggage may go missing, or there may be damage to your personal property. You just never know.

Ask yourselves a few questions:

1. What happens if my trip has to be cut short, or I have to extend my trip due to an illness at destination?
2. Would I be able to (or want to) pay for toiletries/clothes and other necessities if my luggage is lost?
3. Could I afford an air ambulance home?
4. Does my current coverage through work or my credit card pay up front for medical expenses? or cover everyone that's traveling with me?

Here is a brief summary of the different travel insurance plans that I suggest. This is only a very brief summary, and you should read the full policy for the specific details of what is included, and in particular for what is NOT included.

All Inclusive Travel Insurance covers your emergency medical needs; doctor visits, tests, hospitalization, etc. This plan also covers cancellation, interruption and trip delays, flight accident, travel accident, delayed baggage & personal effects and damaged baggage.

Non-Medical Package Travel Insurance covers cancellation, interruption and trip delays, flight accident, travel accident, delayed baggage & personal effects and damaged baggage. There is no medical coverage included.

Emergency  Hospital and Medical Insurance covers you only for emergency medical care while at your destination, nothing else. 

Important Points:

1. Anyone over the age of 74 will be required to remit a medical questionnaire prior to booking if they are buying a package with medical coverage, to ensure the coverage will be permitted by TIC Insurance.
2. Please note that this is not "cancel for any reason" insurance, but rather only for the specific risks outlined in the policy.
3. Exclusions on coverage - please note that all insurance plans are subject to exclusions for pre-existing conditions, whether medical or otherwise. Please refer to the policy for the details.

Travel Insurance Rates
RATES below are PER PERSON with PST extra (subject to change at anytime).
All policies are non-refundable once booked and cover your travel period of 12 days from March 20-31st, and a cancellation amount up to $5000.00 CAD per person: 

ALL INCLUSIVE Plan - up to $5000 cancellation coverage
0 - 54 years - $339
55 - 59 years - $348
60 - 64 years - $418
65 - 69 years - $509
70 - 74 years - $670
75+ years - medical questionnaire required for quote

ALL INCLUSIVE Plan - with $0 cancellation coverage
0 - 54 years - $85
55 - 59 years - $88
60 - 64 years - $111
65 - 69 years - $153
70 - 74 years - $222
75+ years - medical questionnaire required for quote

NON MEDICAL Plan (no medical)
0 - 54 years - $301
55 - 59 years - $315
60 - 64 years - $362
65 - 69 years - $413
70 - 74 years - $471
75 - 79 years - $657
80 - 84 years - $759
85+ - $859

EMERGENCY MEDICAL ONLY (no cancellation or interruption)
0 - 29 years - $42
30 - 54 years - $49
55 - 59 years - $51
60 - 64 years - $55
65 - 69 years - $66
70 - 74 years - $95